Garrity, Graham, Murphy, Garofalo & Flinn has a long track record of providing professional counseling and legal representation to individuals, corporations, programs, organizations, syndicates and insurers of all sizes in the broad area of Financial and related Professional Services and Litigation.
Our expertise includes all aspects of corporate risk management, claims or litigation management or audits, distribution agreements, contractual disputes, buy-sell agreements and other business issues. Working together with a variety of consultants, experts and nation-wide law firms or groups such as FDCC, IADC, CLM and IADC, we have the ability to provide assistance and counseling to clients doing business in New Jersey, New York, and throughout the United States. We assist clients in the formation of new business entities, providing advice regarding financial considerations for choosing a particular entity, drafting corporate shareholder and LLC operating agreements, and negotiating and preparing commercial lease agreements and asset purchase agreements.
Our expertise also includes counseling and litigation defense of claims of actual or alleged negligent or improper acts, errors, or omissions in the rendering of or failure to render professional or financial services including breaches of express or implied covenants or non-compete agreements – as well as related directors and officers liability, employment practices liability, third party claims administrator liability, MGA or agent and broker liability, fiduciary liability or other insured or non-insured financial lines of exposure. We have worked with and are familiar with a variety of domestic and international insurance programs, syndicates and policies specifically offering coverages and defense to those involved in the professional financial lines arena.
In addition, our professionals work extensively in inter-related areas including media, technology, insurance and reinsurance, and intellectual property related to commercial businesses including financial, banking, credit reporting agencies, third party debt collectors, lenders, consumer finance companies, lawyers and accountants operating as collectors, retail financial programs, and insurers or ACA programs specifically related to financial lines collection litigation and compliance consulting.
We also provide legal counseling and litigation defense to individuals and entities involved in the lending and collection of monies including defending professional financial liability individual or class action lawsuits in State or Federal courts. Whether your issue or litigation involves the Consumer Credit Protection Act (CCPA), the Truth in Lending Act (TILA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Federal Trade Commission (FTC), the Electronic Fund Transfer Act (EFTA), the Class Action Fairness Act (CAFA), the Fair and Accurate Credit Transaction Act (FACTA), the New Jersey Consumer fraud Act (CFA), or the Telephone Consumer Protection Act (TCPA), we can help guide you through your legal challenge.