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Insurance and Reinsurance Coverage & Litigation

At Garrity, Graham, Murphy, Garofalo & Flinn we have extensive experience in disputes between insureds and insurers and between domestic and international underwriters, as well as matters involving brokers, agents, reinsurance carriers, intermediaries, surplus line brokers, managing general agents, third party administrators, insolvent insurers, contractors, professionals, public entities and municipalities, departments of insurance and insurance organizations, businesses and employers.

We have obtained favorable results for our carrier clients in bad-faith carrier disputes and other litigation including the underlying areas of environmental and toxic tort, class action litigation, mass tort litigation, products liability, professional liability, pharmaceutical and medical device, construction, employment and labor, transportation, chemical manufacturing and distribution, intellectual property, maritime law, lender liability, bill collectors professional liability, and many other types and categories of professional practice.

Our clients include some of the world's largest insurance underwriters. Our attorneys have significant and varied backgrounds and experience in the New Jersey and New York litigation industry and in insurance coverage disputes involving primary, excess and reinsurance participants and layers. We are familiar with and have participated in the drafting of a variety of underwriting contracts of insurance, and we bring a wealth of knowledge of the insurance industry and reinsurance industry, both domestic and international, to bear for the benefit of our clients. In fact, our attorneys have been involved in due-diligence audits and inspections of carriers, claims departments, third party administrators, self insured claims operations, and law firms, as well as acting on behalf of underwriters with regard to commutation negotiations with insureds.

In today's world of technology, Garrity, Graham, Murphy, Garofalo & Flinn maintains a computerized insurance-coverage and policy-form database. We have access to a variety of legal databases and systems that consistently allow automatic retrieval of information and documents with great speed and efficiency. This provides a unique resource for our coverage clients, enabling us to brief issues effectively and engage in discovery with the largest of regional, local and national law firms.

We do not operate like a large firm, where coverage disputes and litigation are handled through the use of many paralegals, law clerks and associate attorneys, resulting in excessive legal expenses. Nor do we operate like a small firm, where clients are treated as volume business. Our size allows us to provide clients with the type of personal, hands-on attention and to handle our clients' problems efficiently and effectively.

Garrity, Graham, Murphy, Garofalo & Flinn and its partners have unparalleled expertise in civil litigation should it come to pass that an insurance coverage dispute requires resolution by jury trial presentation. We have tried cases involving asbestos, toxic torts, environmental contamination and remediation, breast implants, polybutylene pipes, diet drug, construction, professional liability, E&O and D&O, financial and surety products, latex and a host of similar matters.

When presented with complex disputes involving bad faith or coverage, do not rely upon a general defense firm with only a working knowledge of coverage. Instead, look to Garrity, Graham, Murphy, Garofalo & Flinn to protect your interests.

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